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A practical credential in mobile money and digital finance — agent networks, product design, consumer protection and interoperability across African markets. African Future University delivers this award fully online across African time zones. There is no campus. Assessment is identity-checked and the academic standard is the same for every student. This is an academic graduate certificate award; where a field has a licensing or registration route, that remains a matter for your professional body or regulator. You will work through the material as a practitioner-researcher: applied methods, real or anonymised cases, and a supervised capstone or dissertation as the final component. Faculty mark whether you noticed the constraints a slide deck usually hides. PGCert Digital Financial Services is taught as one award, not a list of unrelated modules. The published length is 9 months, and the credit total is 15. Students move from Financial Statement Analysis & Valuation through Financial Statement Analysis & Valuation; Corporate Finance & Capital Markets; Investment Analysis & Portfolio Management; Mergers, Acquisitions & Deal Analysis; Research Methods for Finance, and finish on Research Methods for Finance. Each course has a question, a method, and a submission. In this field, students read a set of figures, build a small case, and state which assumption moves the result. Reading is financial statements, a recognition note, and a risk report. The artefact a marker expects is a recommendation that separates the decision, the numbers, and the risk. The award is built so that a graduate can do the following in practice: Value an asset or a business and defend the assumptions Read financial statements and a funding structure for risk Model cashflows, returns and sensitivities under real constraints Teaching assumes the student can read a source, attempt a problem before the seminar, and revise after feedback. Attendance at live seminars is part of the design. The capstone or final course must use the methods of the earlier courses; a project that ignores them does not pass. This course does not confer an accounting, audit, or financial-services licence. The pages for each course name the topics that are examined. Those topics are the syllabus. A brochure line is not a substitute for them.
The programme carries 15 credits across a single stackable block. Delivery is tuition-free aside from the examination fee. Transcripts use letter grades and a GPA scale consistent with African Future University awards. No professional-body logo is used in marketing to imply endorsement.
Study online
Tuition is free. Examinations are free. There is no exam fee. Study from anywhere in the world.
| Code | Course | Credits · hours |
|---|---|---|
| PGC-501 | Islamic financial statements and contract recognition Islamic financial statements and contract recognition (PGC-501) is a course on PGCert Digital Financial Services. It carries 15 credits and 150 notional learning hours, at 10 hours per credit. The course is a professional certificate module. The submission is a workplace artefact a marker can check against the chapters. The chapters are the syllabus. Each chapter is a class of work this course assesses. Preparation is the reading, dataset, or case for that chapter. Seminar time is spent on the decision, the calculation, or the draft. The student revises after feedback. A pass requires the method named in the chapters, evidence a marker can check, and a stated limit on what the result does not show. The degree is taught fully online.
| 15 · 150 h |
| PGC-502 | Valuation and capital: Cases Valuation and capital: Cases (PGC-502) is a course on PGCert Digital Financial Services. It carries 15 credits and 150 notional learning hours, at 10 hours per credit. The course is a professional certificate module. The submission is a workplace artefact a marker can check against the chapters. The chapters are the syllabus. Each chapter is a class of work this course assesses. Preparation is the reading, dataset, or case for that chapter. Seminar time is spent on the decision, the calculation, or the draft. The student revises after feedback. A pass requires the method named in the chapters, evidence a marker can check, and a stated limit on what the result does not show. The degree is taught fully online.
| 15 · 150 h |
| PGC-503 | Risk and controls: Practice Risk and controls: Practice (PGC-503) is a course on PGCert Digital Financial Services. It carries 15 credits and 150 notional learning hours, at 10 hours per credit. The course is a professional certificate module. The submission is a workplace artefact a marker can check against the chapters. The chapters are the syllabus. Each chapter is a class of work this course assesses. Preparation is the reading, dataset, or case for that chapter. Seminar time is spent on the decision, the calculation, or the draft. The student revises after feedback. A pass requires the method named in the chapters, evidence a marker can check, and a stated limit on what the result does not show. The degree is taught fully online.
| 15 · 150 h |
| PGC-504 | Finance studio: Inquiry Finance studio: Inquiry (PGC-504) is a course on PGCert Digital Financial Services. It carries 15 credits and 150 notional learning hours, at 10 hours per credit. The course is a professional certificate module. The submission is a workplace artefact a marker can check against the chapters. The chapters are the syllabus. Each chapter is a class of work this course assesses. Preparation is the reading, dataset, or case for that chapter. Seminar time is spent on the decision, the calculation, or the draft. The student revises after feedback. A pass requires the method named in the chapters, evidence a marker can check, and a stated limit on what the result does not show. The degree is taught fully online.
| 15 · 150 h |
| PGC-505 | Islamic financial statements and contract recognition (PGC-505) Islamic financial statements and contract recognition (PGC-505) (PGC-505) is a course on PGCert Digital Financial Services. It carries 15 credits and 150 notional learning hours, at 10 hours per credit. The course is a professional certificate module. The submission is a workplace artefact a marker can check against the chapters. The chapters are the syllabus. Each chapter is a class of work this course assesses. Preparation is the reading, dataset, or case for that chapter. Seminar time is spent on the decision, the calculation, or the draft. The student revises after feedback. A pass requires the method named in the chapters, evidence a marker can check, and a stated limit on what the result does not show. The degree is taught fully online.
| 15 · 150 h |
| PGC581 | The books and the statements The books and the statements (PGC581) is a course on PGCert Digital Financial Services. It carries 15 credits and 150 notional learning hours, at 10 hours per credit. The course is a professional certificate module. The submission is a workplace artefact a marker can check against the chapters. The chapters are the syllabus. Each chapter is a class of work this course assesses. Preparation is the reading, dataset, or case for that chapter. Seminar time is spent on the decision, the calculation, or the draft. The student revises after feedback. A pass requires the method named in the chapters, evidence a marker can check, and a stated limit on what the result does not show. The degree is taught fully online.
| 15 · 150 h |
| PGC582 | A reconciliation that ties A reconciliation that ties (PGC582) is a course on PGCert Digital Financial Services. It carries 15 credits and 150 notional learning hours, at 10 hours per credit. The course is a professional certificate module. The submission is a workplace artefact a marker can check against the chapters. The chapters are the syllabus. Each chapter is a class of work this course assesses. Preparation is the reading, dataset, or case for that chapter. Seminar time is spent on the decision, the calculation, or the draft. The student revises after feedback. A pass requires the method named in the chapters, evidence a marker can check, and a stated limit on what the result does not show. The degree is taught fully online.
| 15 · 150 h |
| PGC583 | A control and an exception A control and an exception (PGC583) is a course on PGCert Digital Financial Services. It carries 15 credits and 150 notional learning hours, at 10 hours per credit. The course is a professional certificate module. The submission is a workplace artefact a marker can check against the chapters. The chapters are the syllabus. Each chapter is a class of work this course assesses. Preparation is the reading, dataset, or case for that chapter. Seminar time is spent on the decision, the calculation, or the draft. The student revises after feedback. A pass requires the method named in the chapters, evidence a marker can check, and a stated limit on what the result does not show. The degree is taught fully online.
| 15 · 150 h |
Modules are assessed through a published mix of coursework, applied projects, and examinations. Exam windows are announced in advance so students in other time zones are not forced into overnight sittings. Alternative arrangements are available where documented.
The published duration is 9 months. Teaching language: English + French assessment options. Actual time-to-complete depends on mode and any recognised prior learning.
This is a fully online award. You study from your country. No student visa and no campus relocation are required.
Degree tuition for this award is published as £0 / tuition-free on the online pathway. All online degree examinations and certificates are 100% free and sponsored — the only cost for online study is the application fee. Campus tuition and campus examinations are charged separately. Check the Fees page for details.
Requirements are grouped on this page (academic, English, documents). Equivalent qualifications are considered. English may be waived after prior English-medium study.
Assessment is typically a mix of coursework, projects, and examinations. Doctoral awards include a thesis or dissertation and an oral examination. Details sit in the programme specification and module outlines.
Recognition of the award for local employment, professional licence, or ministry attestation is decided by your employer or regulator. African Future University publishes verification pages for certificates. We do not claim automatic equivalence in every country.
Start an application on this website. Progress is saved from the first step. Admissions: admissions@afutureuni.com.
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